PearlPay is a company aim to help banks adapt to the digital economy by providing the right software solutions. PearlPay offers an end-to-end digital transformation framework designed to address common pain points and also allow institutions to improve their technological capabilities to serve customers better and reach more people.


Core Banking Solutions (CBS)

Delivered as SaaS and hosted on AWS, PearlPay’s CBS is a powerful system that can help your bank improve processes and achieve your transformation goals. The PearlPay CBS also allows banks to reach more customers and offer more services (especially digitally) eventually.

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Loan Management Solution (LMS)

Non-banking institutions can transform more conveniently with PearlPay LMS. Easily streamline your processes such as loan approvals, customer onboarding, and reports. You can maintain a centralized database, improve your digital infrastructure, and eventually expand in the digital economy.

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Agent Banking Solutions (ABS)

Financial institutions can scale and transact beyond their physical branches. Linked to our CBS and LMS, our ABS device allows institutions to collect payments, reach and get more customers anytime, anywhere.

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Mobile Banking Suite (MBS)

Institutions can get their own branded e-wallet and mobile banking app where customers can access digital financial services and transact more conveniently.

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SMS Management Solutions (SMS)

Easily communicate with customers with our SMS solution. Create SMS campaigns, send messages, reminders, and other notifications in a faster and easier way.

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